Joby Rosana

Best Cd Rates Today July 2024. Today’s best interest rates on cds—certificates of deposit—range as high as 5.39%, depending on the cd’s term. Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide.

However, you’ll need a hefty. You’ll find apys of 5% or better on many cd terms.